Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana (MNSSBY)
Bihar Student Credit Card (DRCC) Approved Colleges
Get up to ₹4,00,000 (4 Lakhs) education loan provided by the Government of Bihar for technical, professional, and degree courses with 0% collateral, 4% simple interest for boys, and only 1% simple interest for female, Divyang, and transgender students.
Maximum Loan AmountUp to ₹4 Lakhs
Interest Rate4% (1% for Girls)
Moratorium PeriodCourse + 1 Year
1
Eligibility Criteria
- Permanent resident of Bihar (Aadhaar & Residential proof required).
- Passed Class 12th from a recognized board (BSEB, CBSE, ICSE).
- Age should not exceed 25 years at the time of application.
2
Mandatory Documents
- Bonafide Certificate & Fee Structure from the College.
- 10th & 12th Marksheets and Passing Certificates.
- Applicant & Co-applicant (Father/Guardian) Aadhaar & PAN Card.
3
DRCC Approval Flow
- Online application at 7nishchay-yuvaupmission.bihar.gov.in.
- Physical verification at your respective District Registration & Counselling Centre (DRCC).
- Loan disbursement directly to college bank account per semester.
Verified Colleges Accepting Bihar Student Credit Card
Showing 15 verified institutions with DRCC Bonafide support.
PRIVATEFeaturedBSCC Approved
Bailey Road, Patna
Amity University Patna
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCAmity University (State Private University)
Premier Private University in BiharAnnual Tuition Fee₹75,000 - ₹1,55,000
Hostel RequiredCampus Hostel Available
Transit: Danapur Railway Station (3.2 km), Patna Airport (5.8 km)
Cutoff: Direct / Amity Written Test + Interview (Min 55% in 12th)
B.Tech CSEBCABBA
Verified Listing22 Jan 2025
PRIVATEFeaturedBSCC Approved
Boring Road, Patna
CIMAGE Professional College
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatliputra University & Aryabhatta Knowledge University
Top Ranked Private IT & Management College in BiharAnnual Tuition Fee₹62,000 - ₹75,000
Hostel RequiredCampus Hostel Available
Transit: Patna Junction (3.8 km), Boring Road Crossing (0.4 km)
Cutoff: CIMAGE Entrance & Interview / 50%+ in 10+2
BCABBA
Verified Listing21 Jan 2025
PRIVATEFeaturedBSCC Approved
Bihta, Patna
Netaji Subhas Institute of Technology (NSIT)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCBihar Engineering University & Aryabhatta Knowledge University
ISO 9001:2015 Certified, Top Private Engineering College in PatnaAnnual Tuition Fee₹75,000 - ₹98,000
Hostel RequiredCampus Hostel Available
Transit: Bihta Railway Station (3 km), Danapur Jn (24 km)
Cutoff: BCECEB UGEAC / JEE Main / Direct Institutional (Min 50% in PCM)
B.Tech CSEB.Tech Civil
Verified Listing21 Jan 2025
PRIVATEFeaturedBSCC Approved
Bihta, Patna
Netaji Subhas Medical College & Hospital (NSMCH)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCBihar University of Health Sciences (BUHS)
NMC Recognized Private Medical CollegeAnnual Tuition Fee₹85,000 - ₹16,50,000
Hostel RequiredCampus Hostel Available
Transit: Bihta Railway Station (3.2 km), Patna Junction (32 km)
Cutoff: NEET UG Score: 360 - 520 (Bihar State Private Medical Quota)
MBBSB.Sc Nursing
Verified Listing20 Jan 2025
AUTONOMOUSFeaturedBSCC Approved
Bailey Road, Patna
Patna Women's College (Autonomous)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatna University
NAAC A+Annual Tuition Fee₹45,000 - ₹55,000
Hostel RequiredCampus Hostel Available
Transit: Patna Junction (2.1 km), Patna High Court Metro (0.4 km)
Cutoff: BCA/BBA: 70%+ in 10+2 and PWCET Entrance Merit
BCABBA
Verified Listing20 Jan 2025
PRIVATEBSCC Approved
Rajendra Nagar, Patna
Arcade Business College
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatliputra University
Pioneer Private Management CollegeAnnual Tuition Fee₹40,000 - ₹48,000
Hostel RequiredNo Campus Hostel
Transit: Rajendra Nagar Terminal (1.2 km), Patna Junction (3 km)
Cutoff: Direct / College Merit (Min 45% in 12th)
BCA
Verified Listing18 Jan 2025
PRIVATEBSCC Approved
Boring Road, Patna
Catalyst College
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatliputra University & Aryabhatta Knowledge University
Recognized Vocational College in Boring RoadAnnual Tuition Fee₹45,000 - ₹55,000
Hostel RequiredNo Campus Hostel
Transit: Patna Junction (4 km), Boring Road Crossing (0.2 km)
Cutoff: Direct / College Merit (Min 45% in 12th)
BCA
Verified Listing20 Jan 2025
PRIVATEBSCC Approved
Bailey Road, Patna
Impact College
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatliputra University & Aryabhatta Knowledge University
Approved Vocational & Professional InstituteAnnual Tuition Fee₹48,000 - ₹60,000
Hostel RequiredCampus Hostel Available
Transit: Danapur Station (3 km), Saguna More (1 km)
Cutoff: Direct / College Interview (Min 45% in 12th)
BCABBA
Verified Listing21 Jan 2025
PRIVATEBSCC Approved
Khagaul Road, Patna
International School of Management (ISM Patna)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCPatliputra University & AICTE Approved
Leading Private Business School in BiharAnnual Tuition Fee₹55,000 - ₹65,000
Hostel RequiredCampus Hostel Available
Transit: Danapur Railway Station (3.8 km), Phulwari Sharif (4 km)
Cutoff: ISM Aptitude Test & GD/PI (Min 50% in 12th)
BCABBA
Verified Listing20 Jan 2025
PRIVATEBSCC Approved
Bihar Sharif, Nalanda
K.K. University (Nalanda)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCK.K. University (UGC Approved State Private University)
UGC Approved Private UniversityAnnual Tuition Fee₹70,000 - ₹95,000
Hostel RequiredCampus Hostel Available
Transit: Bihar Sharif Junction (9 km), Bakhtiyarpur Jn (38 km)
Cutoff: Direct / KKU Entrance (Min 50% in 12th)
B.Tech CSEB.Pharm
Verified Listing19 Jan 2025
PRIVATEBSCC Approved
Baijnathpur, Saharsa
Lord Buddha Koshi Medical College and Hospital
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCBihar University of Health Sciences (BUHS)
NMC Approved Private Medical CollegeAnnual Tuition Fee₹12,00,000 - ₹13,50,000
Hostel RequiredCampus Hostel Available
Transit: Saharsa Junction Railway Station (8 km)
Cutoff: NEET UG Score: 260 - 450
MBBS
Verified Listing16 Jan 2025
PRIVATEBSCC Approved
Neora, Patna
Maulana Azad College of Engineering and Technology (MACET)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCBihar Engineering University & Aryabhatta Knowledge University
AICTE Approved Private Engineering CollegeAnnual Tuition Fee₹75,000 - ₹85,000
Hostel RequiredCampus Hostel Available
Transit: Neora Station (1.5 km), Danapur Junction (8 km)
Cutoff: BCECEB UGEAC / 10+2 PCM (Min 50%)
B.Tech CSE
Verified Listing17 Jan 2025
PRIVATEBSCC Approved
Jamuhar, Rohtas
Narayan Medical College and Hospital (NMCH Sasaram)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCGopal Narayan Singh University (GNSU)
NMC Recognized Medical College & HospitalAnnual Tuition Fee₹13,00,000 - ₹15,00,000
Hostel RequiredCampus Hostel Available
Transit: Dehri-on-Sone Railway Station (6 km), Sasaram Junction (12 km)
Cutoff: NEET UG Score: 330 - 520 (Bihar State Quota)
MBBS
Verified Listing19 Jan 2025
PRIVATEBSCC Approved
Danapur, Patna
R.P. Sharma Institute of Technology (RPSIT)
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCBihar Engineering University & Aryabhatta Knowledge University
Pioneer Private Engineering College in PatnaAnnual Tuition Fee₹70,000 - ₹82,000
Hostel RequiredCampus Hostel Available
Transit: Danapur Railway Station (2.5 km), Saguna More (1.2 km)
Cutoff: BCECEB UGEAC / 10+2 PCM (Min 45-50%)
B.Tech CSE
Verified Listing18 Jan 2025
PRIVATEBSCC Approved
Sijoul, Madhubani
Sandip University, Bihar
Eligible for Bihar Student Credit Card (₹4L Loan)
DRCCSandip University (UGC Approved State Private University)
UGC Recognized Private UniversityAnnual Tuition Fee₹40,000 - ₹95,000
Hostel RequiredCampus Hostel Available
Transit: Darbhanga Junction (26 km), Madhubani Station (18 km)
Cutoff: Direct / Sandip University Entrance (Min 50% in 12th)
B.Tech CSEBCA
Verified Listing20 Jan 2025